Investment Strategy for Mid-20s

I'm going to keep it short and sweet

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1.set up an automated process

, way more important than what product to invest in. For e.g my personal process is 50% investment broker 30% into high yield savings account(to build emergency fund), whatever remaining is F money can be spent on whatever you like

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2.pick up a side hustle, can be anything you can do on the weekend

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3.invest in yourself, read up on investment books and habits , understand lingo and terms

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for 20s I assume you are single and not much commitment. dump idea of STI and go deep into S&P.

20s I would go full-risk on the appetite.

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Maintain a base of DCA-ing into snp500 such as SPYL, not world index. On paper, yes, world index is "safe" but honestly historical data don't really put it as a better investment than just the US market alone. In addition to this, if your risk appetite is not as gung-ho as you think, maintain an additional base of SG banks.

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Other than that, read up, learn, and follow macro events and developments of the world. Invest and actively trade individual Equities as well as Bitcoin and Ethereum. This part of your portfolio will net you more wealth in a year than the base mentioned above can do for you in 5 years.

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When you eventually get burned out working in this stressful country and lose motivation and passion for actively keeping up with the world and markets, you can then switch more of your portfolio to passively DCA-ing into SG and US long-terms.