Intending to open a DBS Multiplier account. However, I am deciding on which credit card to get - DBS Live Fresh or POSB Everyday? (I spend $300-600 on groceries, food, entertainment, EZ-Link and M1 bills). Any advice?

Everyday

are you a miles chaser ?

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I think the DBS attitude Card is good for the no min spend + miles doesn’t expire.

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If miles are are not your thing then go with the posb Everyday Card spend 1 dollar on it.

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Go for other Credit cards such as the UOB one or BOC that give you better cash rebates.

Instead of the above, I suggest you go with this hack contributed by Seedly community members, get more cash back of couple hundreds a year. See the links below:

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https://blog.seedly.sg/cashback-hack-interest-p...

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Summary: Ops for POSB Cash back bonus saver + CIMB fast saver 1% p.a

1) Use POSB cash back bonus saver by:

(a) credit your salary ini

(b) spend at least $1 on any POSB / DBS credit card

(c) Buy investment such as POSB Invest savers using Nikkoa AM STI ETC etc.

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2) Put your savings into CIMB fast saver 1% p.a and earn easy interest

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Next, my personal though is that:

3) With your spending of $300-600 on groceries, food, entertainment, EZ-Link and M1 bills)

• If you can spend another $100 on something to make it $700, then apply BOC family visa card and get cash back on all the category:

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=> By spending on BOC family visa, you can get cash back of another $20 to $50 every month! More $$$ back for your bang!!

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The BOC Family card cash back details and T&C:

http://pic.bankofchina.com/bocappd/singapore/20...

I vote for POSB Everyday, since you use for groceries & bills.

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Hmm, maybe you should try to set up a poll on facebook instead? :D