ILP when come to withdraw of fund will the FA know about it if I do it myself and what's the consequences

They should know and it's your own decision.

The FA will know, usually they will get a cc copy of your statement. Usually this is for them to review your portfolio, but as we know most FA only interested in selling, not reviewing.

​

Not much consequences. You withdraw partially, you can continue to hold or DCA. if you withdraw full, then it is close account.

​

Even if you discuss with your FA before hand, he can easily deny he has advised you. Most of the time, before we withdraw fund, the insurer will ask us whether we have received advice. Most FA will instruct us to select "NO", even though they are the ones who advise/recommend you to withdraw.

​