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Anonymous

17 Oct 2020

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If I take a HDB loan and subsequently switch to a bank loan, how much loan can I get from the bank?

Since the max loan amount from the bank is 75% and for HDB it's 90%. So let's say I switch to a bank loan at the point where my remaining loan is at 85%, will the bank grant me the loan for the full 85%?

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Lee John

17 Oct 2020

Hi, you may want to contact the bank to check.

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People who chose to get a bank loan to finance your BTO, did you regret it? Vice versa, to those who chose the HDB loan, did you think of switching to a bank loan?

How much bank loan should I take to repay my HDB? Do I take the max 80% loan? What are the points to consider?

If I have to pick between getting a HDB loan versus a bank loan to pay for my flat, which is a better loan to take?

Does it make sense to take a HDB loan, then switch over to a bank loan immediately?

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