Advertisement

Anonymous

11 May 2020

∙

If I'm risk-averse and need the sum of money in about 3-4 years time, should I just leave it in the bank or can I consider investing in bonds, e.g. Endowus' 100% Cash Bond Portfolio?

6

Discussion (6)

What are your thoughts?

Learn how to style your text

k

04 Dec 2022

SSB

Reply

Save

Lim Boon Tat

10 May 2020

Mathematics at Cambridge University

Really depends on how much capital you have. You can try Singlife, that's offering 2.5% on the first 10k. From a read of the website, it seems fairly liquid, with no penalties for early withdrawal, and interest is deposited in your account monthly.

Reply

Save

CH

10 May 2020

Endowus user here.

somehow i cannot paste the link here or it will link to a different site.

so, p...

Write your thoughts

Related Posts

Currently an undergrad, was thinking if I should put $30k into Endowus' new Ultra Defensive Portfolio (100% bonds) assuming that I will need these funds to pay off my tuition fees in 3 years' time?

Hi guys! I need help in deciding which portfolio to choose in Endowus. Im 34 years old, can take risks and hold long term (using SRS for Endowus). 3 options that I’m looking at.. thanks!

I currently have a 80/20 portfolio with Endowus for long-term investing. Should I also open a 100% bond portfolio if I need the funds in the short term (3.5 - 4 years)?

I'm a 24 year old uni grad with a stable full-time job and a high risk appetite. Is it advisable for me to redeem my Singapore Savings Bonds and invest the sum in individual stocks/robos instead?

Any thoughts on Endowus’ latest offering - Endowus Income Portfolios? I’m in early 30s with appetite to take more risks, is it worth looking at or stick to general investing (100% equities) is better?

Related Products

Endowus

4.7

660 Reviews

Endowus Cash Investments Portfolio

Equities, Bonds

INSTRUMENTS

0.25% to 0.60%

ANNUAL MANAGEMENT FEE

$1,000

MINIMUM INVESTMENT

N/A

EXPECTED ANNUAL RETURN

Web and Mobile App

PLATFORMS

StashAway

4.7

1296 Reviews

Syfe

4.6

934 Reviews

Related Posts

Currently an undergrad, was thinking if I should put $30k into Endowus' new Ultra Defensive Portfolio (100% bonds) assuming that I will need these funds to pay off my tuition fees in 3 years' time?

Hi guys! I need help in deciding which portfolio to choose in Endowus. Im 34 years old, can take risks and hold long term (using SRS for Endowus). 3 options that I’m looking at.. thanks!

I currently have a 80/20 portfolio with Endowus for long-term investing. Should I also open a 100% bond portfolio if I need the funds in the short term (3.5 - 4 years)?

I'm a 24 year old uni grad with a stable full-time job and a high risk appetite. Is it advisable for me to redeem my Singapore Savings Bonds and invest the sum in individual stocks/robos instead?

Any thoughts on Endowus’ latest offering - Endowus Income Portfolios? I’m in early 30s with appetite to take more risks, is it worth looking at or stick to general investing (100% equities) is better?

Advertisement