facebookIf I’m invested into Syfe Equity100, would it make sense to invest into Syfe Core as well since they overlap a little? - Seedly

Anonymous

06 Mar 2021

Robo-Advisors

If I’m invested into Syfe Equity100, would it make sense to invest into Syfe Core as well since they overlap a little?

I’m currently trying to invest more and Syfe Core seems like a good product, but am already invested in Equity100, wondering if I should look at other investment products instead?

Discussion (2)

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Zac

06 Mar 2021

Noob at Idiots Invest

I'll assume you already read up about Syfe Core's portfolio allocation strategy.

Simply put, Equity100 is, as the name suggests, a 100% equities portfolio. Conversely, Core has a mix of bonds and commodities in there, making it suitable for a total wealth management solution. They also increased the exposure to China as compared to Equity100 and Global ARI.

So I think the question is what do you already have in your portfolio? If you're trying to invest more and you're convicted that your portfolio is already diversified and resilient, just increase the positions in your portfolio.

But if you're looking to Syfe Core to diversify with bonds and commodities, then yes, consider the overlap, but also recognise that this can be mitigated through your asset allocation (i.e. choose Core Defensive/Balanced, with larger allocation of bonds/commodities).​​​

Chris

06 Mar 2021

Owner and Writer at Tortoisemoney.com

Hmm, both of the portfolios, while having some overlaps, are not quite the same. The key differences I see are:

  1. More conservative: In the sense that Core has an allocation to Bonds and Gold (in varying weights), depending on which portfolio you choose. This is opposed to Syfe Equity 100. This can be good/bad depending on your goals. More conservative portfolios are less volatile but tend to be high returning when given enough time to work their way up.

  2. China focus: Syfe Core seems to place more emphasis on Chinese exposure with ETFs such as KWEB and MCHI included in the portfolio. This is good if you're looking for increased Chinese exposure but not as good if you're avoiding Chinese companies

As such, whether you wish to add to Syfe Core, depends really on your investing goals. Cheers!

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