If I have credit card debt, is it better to get a loan from the bank to pay off the credit card debt knowing loan interest rate is lower than credit card interest rate? ?

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Credit card debts is the worst debt one can have as it is highest interest loans from banks.

go for debt consolidation or secured bank loans if possible.

stop credit card expenditure, spend on must haves only n stop all wants.

debt free is the ultimate goal!

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It will be the lesser of the 2 evils