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Hi Khairul, As long as you can use a credit card responsibly, there are endless advantages to using a credit card. They offer rewards, protection, and convenience. When used responsibly, credit cards can be great for your financial well-being and your credit score will thank you for that. Smart credit card holders can earn money just by using their card!
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You can definitely save a lot by using a credit card geared towards grocery spending. Here's [a list...
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I used to be on UOB one card, but has since moved to Maybank family and friend card for grocery. I believe 8% rebate if grocery is one of your selected criteria.
Not sure if there are better ones around. I saw that cimb card has 10% but cap at 100 bucks which is quite little imo.