I would like to start investing regularly via a RSP but I'm not sure where to start. Should I use a robo-advisor or just RSP into an ETF?

I really appreciate your providing of useful information. Hope you will always publish as many outstanding pieces for everyone as feasible going forward.

escape road

Hi Vanessa,

If you are investing through Endowus and ETFs/unit trusts on another platform, it is highly likely that there will be some form of overlap, that is because Endowus equities portfolio are highly diversified, with more than 1300 underlying equities holding for CPF, and over 10,000 underlying equities holdings for SRS and Cash.

End of the day you should understand your own money management goals and motives - a RSP brokerage platform and a digital wealth platform are both convenient choices for you to manage your money, but a digital wealth platform like Endowus provides rebalancing services, along with a clean interface where you can see how all your investment goals and transactions work together.

Btw I am only using a low cost brokerage (Interactive Brokers) and Endowus actively because I prefer to have less accounts to manage.