I put too many items on installments and my CC bill keeps increasing every month

First stop spending.

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Save more money every month to clear your CC bills.

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Why spend so much when you know you cannot afford within your means?

Stop saving for now and clear all ur debts. Cancel your credit card because you can't manage your finances Yet.

1. Cancel all your credit cards, delete all the buy now pay later app.
2. plan and start paying off all your installment and debt for the next 1-2 years.. cancel all your subscription that is not necessary.
3. portion out your monthly income into expenses you wanna spend into 4 weeks, eg mayb 200 dollar per week. spend what you have that you set aside per week. If you spend within 1-2, suck thumb cook Maggie noodles everyday for the rest of the days.
4. follow the old school method of spending.

*usually when you need such consultation, means you have reach to a limit of not even knowing how to plan for your finances. Then best if to adopt the hard way.

Stop purchasing with instalmen?