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Keep the money in UOB and invest the rest
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I would keep what I need with UOB and invest the rest.
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If you are able to meet the requirements of UOB one account, then please maintain.
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I would continue keeping the 100k there (can be a mix of your emergency funds, savings for short ter...
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Consider your risk tolerance, financial goals, and time horizon. If you prioritize stability, the UOB ONE account is a safe option. If you seek higher returns and can tolerate risk, explore stocks. Diversification is key. Consult a financial advisor for personalized advice.