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Anonymous
I'm not intending to ask my parent to waive away the repayment of loan for me hence I'm here to ask which is a better option. Thank you. Thank you guys in advance! Assuming that lump sum repayment is not an option sadly.
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So ur parents cleared the debt with cpf n u r paying ur parents? so cpf is not charging ur family interest right?
assuming the above, if ur filial yes pay earlier so they have money they can use for their life. if they really want to help you they will ask u to take ur time. all right and wrong is arbitrary and depends on family money.
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I think it really depends on individual's comfort level of having a loan. Initially I was also paying for the education loan bit by bit thinking that investment could generate higher returns and better to have liquidity for investment capital. However, market volatility and job insecurity made me feel uncomfortable and I decided to pay off the entire loan at one go to have peace of mind.
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Tee-Ming Chew
07 Jun 2019
Co-founder at Seedly
Definitely recommend to clear the debt as fast as possible to avoid interest. The longer it takes to...
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If lump sum repayment isn't possible, exploring alternative repayment options is wise. Consider discussing with your lender about restructuring the loan or opting for a repayment plan with https://500px.com/p/njmcdirectpayment?view=photos that fits your current financial situation. It's important to find a solution that aligns with your long-term financial goals and minimizes stress. Good luck!