I'm a polytechnic student with about $1.3k earned per month, anything more I can do?

Wow, that's pretty solid for a poly student! I still remember needing my parents to give me an allowance to get by... so good on you for already having a savings account and insurance plans in place.

Similarly to what Chris have mentioned, I believe you should put your remaining money after subtracting your expenses/savings into some sort of investment. A robo-advisor is definitely a good place to start. I think if you still aren't sure of what kind of index funds or companies to look into... just start with a Robo-advisor. You can set your bank to DCA (dollar-cost average) into the Robo-advisor monthly.

So far, seems like great numbers, good job!

You might want to consider some form of investment too to complete your financial plans. I see that after all the deductions here, you have about $815/month left. Assuming $500 in remaining expenses, you might wish to start investing with the remaining money.

A simple way to get into investing would be through:

1. Passive investing (also known as index investing)

2. Roboadvisors: My personal picks are Syfe or Endowus

Both of these methods expose you to the returns from the stock market while minimising the risks through diversification. They are also low cost and relatively low effort.

If you choose to go with option 1, you'll also need a broker. My personal recommendation would be Tiger Brokers to start as it boasts low commissions and the account set up is really quick. If you wish to check out your other options, you can also check out my article here comparing some of the brokers available.