I'm a 25 F, married to a 27 M PR. We have not applied for BTO due to insufficient savings. How do I save money on childbirth and save up for BTO at the same time?

Just found out I'm pregnant and currently renting a room at our friend's place. Any advice?

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Aaron Leow

06 Aug 2020

These two calculators will help you:

https://www.aaronleow.com/life-budget-calculator

The above stipulates the guidelines for automated savings.

The following will describe the costs needed for a home in Singapore (taking CPF into consideration)

https://www.aaronleow.com/max-cpf-home-loan

TLDR: Start saving 20% of your income monthly.

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Samuel Don Oh

06 Aug 2020

Hey there!

Do get a liquid savings account eg. Singlife etc to get a bit of interest while you're saving. You might have to sit down with your partner to jot down the incurrable expenses and see how much you have to save then.

All the best!
Financial planning is an integral part of life. You can reach me here to find out more.

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Chin Guo Qiang

05 Aug 2020

Assistant Vice President, IT EUC at OCBC

Time to start a small liquid savings account with your partner, each can put in about $100 as a head...

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I’m currently 25 years old and married but i’m serving NS with another year to go. Is it possible for me to apply for a BTO flat?

I'm a 27 y/o beginner and recently started investing in DBS's ETF regular savings plan. Could you give some advice as to when is a good time to cash out your money?

I (M, 27) am employed while my gf earns an unstable income (freelancer). Will it reduce our chance to get the BTO? And on average, how much should we have in savings before applying?

I’ve been saving so much money which i opened up two bank accounts which combined both have about $50k. I’m planning to get married in 2.5 years time. Should i start investing?

27(F) with full-time job & 22(m) started his 1st full time job in Nov 2022 while waiting for his NS enlistment date. Hdb or resale? Possible housing grant amount for bto/resale?

I’m currently 25 years old and married but i’m serving NS with another year to go. Is it possible for me to apply for a BTO flat?

I'm a 27 y/o beginner and recently started investing in DBS's ETF regular savings plan. Could you give some advice as to when is a good time to cash out your money?

I (M, 27) am employed while my gf earns an unstable income (freelancer). Will it reduce our chance to get the BTO? And on average, how much should we have in savings before applying?

I’ve been saving so much money which i opened up two bank accounts which combined both have about $50k. I’m planning to get married in 2.5 years time. Should i start investing?

27(F) with full-time job & 22(m) started his 1st full time job in Nov 2022 while waiting for his NS enlistment date. Hdb or resale? Possible housing grant amount for bto/resale?