06 Aug 2020
I'm a 25 F, married to a 27 M PR. We have not applied for BTO due to insufficient savings. How do I save money on childbirth and save up for BTO at the same time?
Just found out I'm pregnant and currently renting a room at our friend's place. Any advice?
Do get a liquid savings account eg. Singlife etc to get a bit of interest while you're saving. You might have to sit down with your partner to jot down the incurrable expenses and see how much you have to save then.
All the best!
Financial planning is an integral part of life. You can reach me here to find out more.
These two calculators will help you:
The above stipulates the guidelines for automated savings.
The following will describe the costs needed for a home in Singapore (taking CPF into consideration)
TLDR: Start saving 20% of your income monthly.
Time to start a small liquid savings account with your partner, each can put in about $100 as a head...
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