I'm 22 this year just started working with $2.5-2.8k salary. Thing is, I have ~$39k savings. With a relatively low starting salary but quite a lot of savings, how should i plan my future finances?

Before even investing, you should set aside a sum of money for your marriage. After that then you can consider to use the remaining money to invest.

Hi Anon,

Good to see that you're already doing so much to save and grow your money.

You can start by not putting all your eggs in one basket. An ideal, successful portfolio requires thought and you must analyse each and every one of your investments rigorously before you invest. You might find this process daunting, which is why it is more beneficial to build your investment portfolio slowly over time, rather than rushing into making a ton of investments quickly. Allow yourself the time and space to grow and learn before diversifying or rebalancing anything. Of course, if your advisor tells you to do something specific, you should certainly take that into consideration too!

Here's something more elaborate.

I work at kristal.AI, and my mojo is to help people make the right financial decisions.

If you think I helped you, do give me "Thumbs up". If you think my response was biased let me know, I will work on it.