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Anonymous
I have no investment portfolio, very little savings, and no knowledge of how to invest.
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Estimate how much you need for expenses over next 6 months then lock the rest in some account that is out of sight...
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Agree with YT, you allocate a portion to save and put it in Singapore Savings Bond (SSB). If you wan...
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Time for u to learn about finance management.. with no investment knowledge and little savings.. is best for u to evaluate the following too:
1) find a higher bank account with better interest rate. As u need to set a side some emergency funds that is liquid for u to pull out just in case of emergency(e.g. unexpected medical fee, etc)
2) have u bought ur insurance such as hospitalization and critical illness yet? Is best to buy some of this health related insurance.. especially u r a freelancer
3) start learning the basis of investment.. from what is bonds, reits, etf.. etc.. the last thing u want to do is invest in something that u don't know.. or just becos someone recommend u this investment product over the counter.. U can attend some free or cheap lessons offered by sgx, dbs vickers, etc..