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High risk, high returns. If you are unable to afford to lose all, then bitcoins might not be the 1st choice.
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Safer to be in etf?
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All th above mentioned, no recommend
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Bro not gonna tell u what counters or ETF to invest in but to answer your questions, FSMOne would be...
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Go bitcoin. At 65% apr over past 11 years it's the only one that will make an actual difference to your life. the ETFs you mentioned barely keep pace with money printing. Grow some big balls for the volatility though. You will need it.