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Anonymous

14 Dec 2020

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I have missed the bank SRS account opening promos. Should I wait till next year? As the retirement age is still 62 even if I open SRS account in 2021?

Should I wait till next year to open the bank SRS account?

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Jiayee

14 Dec 2020

Salaryman at some company

If the income tax relief isn't urgent and if you can be somewhat sure there's gonna be a promo again, why not!

As for whether the retirement age is going to change, I'm not sure... but it may seem strange for the government to bump up the age now when they should be focusing on policies surrounding Phase 3.

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Understand that topping $1 to the SRS account effectively locks in our retirement age at 62. However what does this really mean? Is there any impact on our CPF withdrawal age?

My son is 18yo, with the retirement age likely to revise to 67yo, is it wise for him to open the SRS account now to lock the 62yo withdrawal? Thanks?

Can the retirement age still be 62 if we do SRS and delay RA payout at 70?

At what age should one open SRS account with bank?

Can I still open a DBS Vickers account to invest in foreign stock exchange even though I do not have a CDP account open? Are there any things that I will need to show/ conditions that I will need to know before opening?

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