I have a stingy SME boss who always likes to ask staff to pay for meals/cabs ect and submit claims at the end of the month for payment at the end of the following month is this normal?

It's normal to submit staff claim once a month, accounts is easier to track and pay all staff at the same time monthly.

Valid SOP. No organisation, not even MNCs or government bodies, provides on-demand claims reimbursement. Otherwise, it would be very messy to track. Also, if the claims reimbursement come together with your following monthly pay, normal too.

It's normal... a lot of big companies are like that too. You're alr lucky you can claim. Some SMEs don't even let people claim anything at all.

So good company meals can claim. So company ask you to pay meals and cab at your own money