facebookI have a $65K emergency fund. Thought of putting half in Singapore Saving Bonds and balance Citi Maxigain. Any suggestions? - Seedly

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Anonymous

04 Feb 2020

General Investing

I have a $65K emergency fund. Thought of putting half in Singapore Saving Bonds and balance Citi Maxigain. Any suggestions?

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Just went by Citibank today to check my effective rate post being a Citibank Maxigain user for close to 2 years - effective interest rate now is 1.5% after maximizing step-up. Might consider other optinos already!

If can, get uob one, can park 75k at 2.43% p.a., but 2 hurdles, $500 credit card spending and 3 giro payments every month.

Jason Sing

22 Oct 2018

School Of Hard Knocks And Life at School Of Hard Knocks And Life

Good strategy. You may also want to consider the bond issued by Temasek. However, you may need to ho...

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