I have 100k in cpf special account. Although cpf SA earns interest of min 4 %; wld like to invest for more return, what should i invest?

I would not recommend investing your CPF SA fund. CPF SA approved investment choices are rather limited and usually is towards low volatility asset class. Considering exposed yourself to the risk while you can get 4% from your SA risk free, I'm unsure if that's worth it for you. Any volatility loss would not be good cause your SA fund would have been continuously compounded.

Like Elijah has mentioned, unless your SA funds is a insignificant piece of your net worth and you are willing to expose yourself to such risk, then you may look at CPF SA approved mutual funds and do your own due diligence onwards.

Hi anon,

I would really advise against investing CPF SA. The choices are really few, and even if you achieved 5% returns for 10 years, remember that you are taking risks to get there, whereas SA is risk free.

Having said that, if you have incredible amounts of other liquid assets, such that your SA funds are but a drop in the ocean, then you may look at mutual funds, some of which can be bought with SA monies and have yielded 6% over the long run (but with risk). As always, you also need to know when to enter and when to exit.