I frequently pay for my friend's meals because I have cash float. Is there a better way to track who I have been lending it to (so that I can get my money back too)?

Alternatively, ask them to paynow you directly afterward. It is so easy now with paynow/paylah etc.

This is a good thing, helps you to hit min spending for your credit card easily for that extra rebate/miles :)

I currently use a budget tracking app on the phone which also has a 'debt' feature where you can track how much is being lent which reflects in your budget tracking as well.

Wallet app by Budget Bakers

https://web.budgetbakers.com/

Keep Track.

And go chase them for your money.

It is unacceptable to me that friends don't immediately paynow/grabpay/hand cash....

For your wallet strategy, charge them interest?

Cheers,

Pascal

P.S. I have to chase some folks too...

You can talk to your friends about it. If they are your good friends, they will understand.