23 Jul 2020
Personally i use FSM1 RSP, the commission fees are quite competitive and interface is relatively easy to use. You will want to look at which ETF to track. Some ETFs represent a particular industries or countries' stock market so you have a wide variety to choose from eg. Vanguard S&P500 represents US market, Hang Seng index represents the Hong Kong market etc. You might want to opt for an ETF that has a low tracking error and expense ratio because this will eat into your earnings over the long run.
Before you embark on your investment journey, do ensure you have your insurance sorted and at least 6 months of emergency funds set aside. This is to ensure in the event you dont have to liquidate your investments to pay for medical bills in the event of an illness.
All the best!
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