I am thinking of refinancing my house as it’s been 3 years already. Currently I am using DBS, any recommendations on which bank has better offer?

Refinancing after your lock in period and clawback period is up, is essential to continously be paying the least interest for yoru mortgage.

Using a Mortgage Broker like us, will allow you a one stop shop to get all the banks rates at one place, and also our service is free.

There are certain factors to consider when refinancing your loan.

1) Is my current bank offering any good repricing rate

2) What is the best rate for "MY PROFILE" in the market

• the lowest rates may not be the safest

• there may be more factors to take into consideration like is there a possibility to get a waiver of penalty if you sell your house during the lock in period etcetera

3) The cost of refinancing and how much subsidies do you get to cover these costs

4) Taking savings from better interest rate vs cost of refinancing and make sure ultimately you save $$

I hope this helps!