I am only a few months in my career (take home 2800), need some advice on what to do with my savings and salary :)

Hi all, I have only started working a few months back. Take home 2800, have been allocating 30% for monthly expenditure but plan to drop this to 20%. Monthly DCA $300-$400 into robo. I have 10k in AIA investment funds (100% investments, no policies), have 4k in roboadvisors (with monthly dca as mentioned), 2 stocks in moomoo and ~40k savings. What would you do if you were me? I don't know much about investing but open to learn more so just looking for advice/thoughts/resources in general :)

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Sherwin Lim

13 Dec 2021

Your breakdown sounds legit. But I would also consider investing in your active income ability or career. By increasing your monthly disposable income, you can exponentially accelerate your investing plan.

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1M45

Edited 13 Dec 2021

Your plan sound alright.
You need to identify what is the purpose for your investing.
How much you want to achieved, the timeline and see if the expected returns matches.
That is why is call personal finance, coz the most important is You.
For me, i will just buy an ETF with $10k for the start, then DCA, meanwhile learn more about investing.

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