I am in my mid thirties, married with kids. My wife and I have multiple bank accounts, investment and lots of spendings. One struggle is to keep track of all spendings and income. Any recommendations?

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Try using Google Sheets - easy to set up different tabs for each category and can share doc with your spouse easily on real time basis so that you both can have a transparent view of the current financial status

I had a lot of problems with that too. Just started using an app a while ago and I have a little more clarity. Once a month, I update an overview financial sheet.