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Anonymous

02 May 2024

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General Investing

I am in my late 30s. Should I make voluntary housing refund for my home purchase, so that I don't have to pay too much accrued interest in future? After which I can then use it to invest in endowus?

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Ian

12 May 2024

If its your forever home, then no need to voluntary do housing refund. If you are looking to sell, then please shave off your accured interest as much as possible.

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Kiki

08 May 2024

Otherwise can consider vhr then see tbill to invest

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PP

05 May 2024

Doing VHR and investing the OA fund that generates higher returns is a sound approach....

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I have low risk appetite. Should I use spare cash to make a voluntary refund of housing amount withdrawn at CPF ($150k including accrued interest) or do partial payment of housing loan (1.8%,$140k left)?

Hi, what happens after one makes a partial housing refund with cash to CPF OA? Will the cash refund be used to offset the principal of property or accrued interest first?

Do people know that if they use CPF to pay for housing, they would need to to refund the principal amount taken from CPF account, plus accrued interest?

For those who invest, and about to buy your home where you would stay for whole of life, would you pay for your home using cpf oa or cash? How do my spouse and I make a decision?

I had been paying my HDB housing loan for the past 3 years. If I do Partial Capital Repayment using CPF, does it benefit me from the loan interest rate and also accrued interest on my Cpf.?

Related Posts

I have low risk appetite. Should I use spare cash to make a voluntary refund of housing amount withdrawn at CPF ($150k including accrued interest) or do partial payment of housing loan (1.8%,$140k left)?

Hi, what happens after one makes a partial housing refund with cash to CPF OA? Will the cash refund be used to offset the principal of property or accrued interest first?

Do people know that if they use CPF to pay for housing, they would need to to refund the principal amount taken from CPF account, plus accrued interest?

For those who invest, and about to buy your home where you would stay for whole of life, would you pay for your home using cpf oa or cash? How do my spouse and I make a decision?

I had been paying my HDB housing loan for the past 3 years. If I do Partial Capital Repayment using CPF, does it benefit me from the loan interest rate and also accrued interest on my Cpf.?

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