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Anonymous
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My recommended steps would be: (1) Set aside 3-6 months of expense for emergency funds, (2) Get insured most important is hospitalization, (3) Short term funds ( 5 years) in Savings Account, SSB, or Bonds; (4) Long term funds (5 years) in Stocks.
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Nobody can tell you how much is enough. Every individual is different. In my opinion, you can start investing using regular savings plan or robo advisor with as little as $100 per month. in the meanwhile, you can keep saving more money before you invest in stocks.
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always is the right time to invest.
don't think to much on market up's and down's, nobody knows the future.
more on my thinking:
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Jason Sing
17 Sep 2018
School Of Hard Knocks And Life at School Of Hard Knocks And Life
It is a decent amount for investing. But that should not stop you from saving more to raise more cap...
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Set goals, look at your cashflow, speak to a financial adviser to speed up your learning curve.
Educating yourself is the best investment at this point.