I am choosing between the 100% REITs or managed REITs portfolio for a $20k or more investment with Syfe. Which has a better gain when the market picks up (e.g. Feb 2020 level)?

Hi there! That's a good question. The 100% REITs will likely have a better gain when markets pick up. The entire portfolio is made up of REITs that track the SGX's iEdge S-REIT 20 index, which in turn measures the performance of the 20 largest REITs in Singapore.

Over the past weeks, we have seen a resurgence in REITs. Accordingly, our 100% REIT portfolio has made strong gains.

Ultimately, when deciding between 100% REITs or REITs with Risk Management, you should consider your risk tolerance and investing horizon. If you're intending to hold your investments for the long-term, say 10+ years, and you're comfortable with risk, the 100% REIT portfolio could be ideal for wealth creation.

But if you feel that you may panic when you see a huge dip in your portfolio (e.g. the March REITs crash), the risk managed option will help you cushion those losses so you have the mental strength to stay invested and enjoy any subsequent recovery that follows. Moreover, when volatility passes, our ARI algorithm will again increase the proportion of REITs in your portfolio.

Our article here provides more guidance on how to choose between the two as well. Hope this helps!

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