Anonymous
I am a poly student, 19 years old and looking to plan for my retirement in the future. How do I go about starting?
My goal is to retire at 45 years old with at least $4 million SGD net worth. How would I go about planning the income I need, investment ROI etc yearly? Any help appreciated. Cheers!
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Bing Ru
13 Jul 2021
Manager (Operations Management) at National Youth Council
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Just wanted to say, congratulations. I wish I had known the importance of personal finance, investments and retirement when I was 19! So you’re up to a really good start and good luck on the journey. There are already a lot of good advices here but always do your own diligence. All the best!
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You could monthly buy into 50% CSPX and 50% MCHI and 0% crypto
over 60 years, then noticing that you could be stopping
already after 40 years, because you have enough
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Lim Boon Tat
08 Jul 2021
Mathematics at Cambridge University
Wow. SOLID goal. commenting to follow and to learn from all the advice.
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Hi there,
Big goals: to retire at 45 with SGD 4 million net worth.
To achieve that, you'd have to...
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DCA $2500 every month into S&P500 growing at 10% p.a.
At 46 you will have 4mil plus 16K to spare