facebookI am a poly student, 19 years old and looking to plan for my retirement in the future. How do I go about starting? - Seedly

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Anonymous

04 Jul 2021

βˆ™

Retirement

I am a poly student, 19 years old and looking to plan for my retirement in the future. How do I go about starting?

My goal is to retire at 45 years old with at least $4 million SGD net worth. How would I go about planning the income I need, investment ROI etc yearly? Any help appreciated. Cheers!

Discussion (19)

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Bing Ru

13 Jul 2021

Manager (Operations Management) at National Youth Council

DCA $2500 every month into S&P500 growing at 10% p.a.

At 46 you will have 4mil plus 16K to spare​​​

Just wanted to say, congratulations. I wish I had known the importance of personal finance, investments and retirement when I was 19! So you’re up to a really good start and good luck on the journey. There are already a lot of good advices here but always do your own diligence. All the best!

You could monthly buy into 50% CSPX and 50% MCHI and 0% crypto

over 60 years, then noticing that you could be stopping

already after 40 years, because you have enough

Lim Boon Tat

08 Jul 2021

Mathematics at Cambridge University

Wow. SOLID goal. commenting to follow and to learn from all the advice.

Hi there,

Big goals: to retire at 45 with SGD 4 million net worth.

To achieve that, you'd have to...

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