I am a 37 yo married with a kid. Would like to hear some suggestions/ feedback on my overall asset portfolio & how I can improve it?

You seem to be doing well.

If I were you though, I would likely just hold on to 6-12 months of emergency savings, and invest the rest.

You might also wanna consider between Growth investing and Dividend investing as both are different forms of wealth accumulation. If I am you, I rather go for Growth Investing since I am still young.

If you are interested you can check out an article I wrote previously here about their differences: Growth Investing or Dividend Investing?

Cheers! :)

- Jeffrey (jeffreyleezq.com)​​​

Hey!

Firstly i would like to say that your portfolio seems healthy to me.

But what i would do will be:

1. Re-look at your SG Equities/Reits/Bonds - $165k. I would diversify it more.

2. Your cash/deposit - $130k. Do you really need to keep that much cash on hand?

This is my 2 seconds! Hope it helps! (: