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Ohmyhome

08 Jun 2023

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How To Check Your Outstanding Home Loan, CPF Refund and Accrued Interest Owed

Just 4 simple steps to check your outstanding loan balance

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I have low risk appetite. Should I use spare cash to make a voluntary refund of housing amount withdrawn at CPF ($150k including accrued interest) or do partial payment of housing loan (1.8%,$140k left)?

I had been paying my HDB housing loan for the past 3 years. If I do Partial Capital Repayment using CPF, does it benefit me from the loan interest rate and also accrued interest on my Cpf.?

With Bank interest rates so low, would it be better if I pay back my CPF Home loan with the spare cash and get a higher interest from CPF

Is it worth it for me to use CPF to pay home loan since my home loan interest has gone up to 2.79% recently 😭

If you do a CPF Topup to OA, will it reduce the accrued interest without selling the house ?, Is it a good idea to repay your house loan earlier at the cost of wiping out CPF savings ?

Related Posts

I have low risk appetite. Should I use spare cash to make a voluntary refund of housing amount withdrawn at CPF ($150k including accrued interest) or do partial payment of housing loan (1.8%,$140k left)?

I had been paying my HDB housing loan for the past 3 years. If I do Partial Capital Repayment using CPF, does it benefit me from the loan interest rate and also accrued interest on my Cpf.?

With Bank interest rates so low, would it be better if I pay back my CPF Home loan with the spare cash and get a higher interest from CPF

Is it worth it for me to use CPF to pay home loan since my home loan interest has gone up to 2.79% recently 😭

If you do a CPF Topup to OA, will it reduce the accrued interest without selling the house ?, Is it a good idea to repay your house loan earlier at the cost of wiping out CPF savings ?

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