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Anonymous
Revised benefit illustration as follows:
1st First Row
end of policy year/age : 8/28
basic premiums paid: 14,366
Gross Surrender Value (guaranteed) : 7,991
Gross Surrender Value (non-guaranteed) : 432
Total: 8,423
Last Row
end of policy year/age : 25/45
basic premiums paid: 44,895
Gross Surrender Value (guaranteed) : 26,765
Gross Surrender Value (non-guaranteed) : 36,704
Total: 63,469
The total interest I'm predicted to be getting is 41.37%.
Need help calculating other key interest rates.
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Tan Li Xing
28 Dec 2019
Financial Consultant at Prudential Assurance Company (Singapore)
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Hariz Arthur Maloy
28 Dec 2019
Independent Financial Advisor at Promiseland Independent
Your projected rate of return upon maturity (after 25 years) is 2.745% p.a. What else would you like to know? :)
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Hi Anon,
Please do not surrender the policy, as you would miss out on the interest that you have earned and will continue earninng as well, honestly Pruflexi-cash doesn't have much interest, but the benefit is the flexibility to draw the money as needed when you would like to. Just thought to give my thoughts as surrendering it is not beneficial for you