How should I begin investing as an NSF?

Start with ensuring you have 3-6 mths of savings first

The low monthly contributions of $100 may seem low now but as a beginner, it is the perfect way to help you to develop the habit of setting aside some money to invest ;)

IMO, it would be better to start with some emergency savings. Depending on your preference, 3-6 months of your monthly NSF allowance should be the bare basic. Once you have settled your emergency savings, you can consider setting up DCA with Robo-advisors.

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That was what I have done during my NS ('17-'19). It is good to start small with just $100 :). I did that during my NSF days and reinvested part of my extra allowances from NS activities. Small portfolio but impressive start! You will thank yourself later :).

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Also, try to see from a % perspective rather than $ amount. I know it is attractive to look at the $ side heh. Trust me, I could not resist it.

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Cheers~

Try to save 6 month of emergency funds before investing or udemy to upgrade yourself