facebookHow much should bonds take up in your portfolio? I am in my 20s and would like to build a portfolio that lasts till I retire. Currently thinking that 30% bonds are good. Any thoughts? - Seedly

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How much should bonds take up in your portfolio? I am in my 20s and would like to build a portfolio that lasts till I retire. Currently thinking that 30% bonds are good. Any thoughts?

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What are your thoughts?

Ernest Yeam Wee Leong

Ernest Yeam Wee Leong

07 Jun 2019

Level 9·Content Creator at www.youtube.com/c/JustBeingErnest

Use age as a factor of percentage to put into bond.

eg. age 25, 25% into bonds
age 40, 40% into bonds

The rationale is that as you grow older, it is ideal that the value of your investment does not fluctuate too much due to the need to use the money. By putting more money into bonds when you are much older, you are most likely to risk losing less of your money

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Gabriel Tham

Gabriel Tham

07 Jun 2019

Level 14·Tag Team Member at Kenichi Tag Team

20% bond allocation for early 20s is alright. As you get older, you can increase the bond allocation. 30s, 30% bond, etc

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Jim Ng

Jim Ng

08 May 2019

Level 7·Marketing Strategist at https://www.bestseo.sg

In order to answer that question, you've to ask yourself, how much in emergency funds do you have, a...

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