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Realised recently that my portfolio was getting a bit “too diversified” 😂
Between ETFs, individual stocks, SRS investments, CPF and a few other products, I sometimes wonder if I’m actually diversified or just making my own life more complicated...
How many different investments do you think is enough?
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I think once you’re adding products that don’t really serve a different purpose, it’s probably more complexity than diversification
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Short Answer: 5 minimum
Every products/assets/portfolio should strenghten one of these five ...
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For me, if I can’t easily explain what each investment is doing in my portfolio, I probably have too many already