How Long does it take to clock up miles for an SIA biz class ticket to Europe?

Aik Kai has given a very good breakdown of how the spending will be like.

Just to add on, do watch out for signup bonuses, renewal fees & loyalty fees. Here are some examples:

UOB Prvi = 10K Miles Welcome Bonus, 20K Miles Loyalty Bonus with min. $50K spending within a year.

Citi Premiermiles = 10,000 miles for paying the $192.60 annual fee

DBS Altitude Visa Signature Card = Receive up to 38,000 welcome miles

Do read their T&Cs to understand how to get the bonus miles & time your big purchases to maximize them! Happy miles-chasing!

According to SQ Award Chart, it takes 92k miles for a one-way ticket to Europe, making it 184K miles for a return, 368K miles for 2 persons return.

Using the various earn rates available in the market, the maths as follows for 2 persons Europe return.

1) 1.2mpd (Citi Premiermiles, DBS Altitude, OCBC 90N): $306,666.66

2) 1.5mpd (BOC Elitemiles): $245,333.33

3) 3mpd: $122,666.66

4) 4mpd: $92,000

The trick is to always get the most mpd whenever you use a credit card. Different cards maximise the mpd you get in different categories so it would be wise to develop a portfoilo of cards to cover as many areas as possible. Miles game requires work but the rewards is definitely worth it.

Cheers