How is the coverage like? Is there anything outstanding in the Etiqa eProtect safety plan?

Generally, you need to know the type of coverage that you need alongside with the after-sales service that the agent and insurer is able to provide you.

I have summarised 5 common things to know about Personal Accident Insurance Plan here: 5 Common Things to know about Personal Accident Insurance Plan

Unfortunately for the mentioned plan, it has very low sub-limit for TCM coverage. Since such plans are designed for accident and injury related coverage, therefore it is a point for concern.

On the whole, know your needs and find a plan that suits what you need. This ensures that you won't be overpaying for coverage that you don't need, or to pay for plan that doesn't give you sufficient coverage.

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