How high is too high for actively managed investments management fee with a financial advisor?

The mgmt fees are charged no matter what. The returns are not guaranteed.

Can buy if all the fees add up together is like the same as those offered by cheaper brokers like moomoo and tiger. If not, then that's a risk to take for "potentially" higher returns.

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Also read the small prints. Usually ILP their rates may not be as straightforward

The fees are very high for ILP. I have two ILPs, tokio marine go treasure and hsbc life pulsar.

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First problem, I am not making money from ILPs due to the high fees of 5 % ++. There are many hidden fees, account maintenance, fx, management, etc..... so dont let the bonus blind you from the fees you need to pay. The bonus you get is completely consumed by the fees, plus I still need to pay more than 2 % fees p.a.

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Second, my DIY investment into VOO earns more % profit than my ILPs......you get my point.

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Please stay far far away from any ILP from all insurance companies. I was stupid and ignorant back then. Please don't be like me.

How bonafide is the company and what kind of investment offered?

The management fees are really high. Personally, I rather go for robo investment instead of letting FA to manage my portfolio.