I have one and my primary use was for spotify 100% rebate.
I find the signup process can be a bit tedious. It requires either a selfie photo or photo of your passport. I recommend you just use your passport photo for verification as the selfie photo seems to be always rejected by their system. I lock in around 300sgd to get the card. U can lock in more money for Netflix and other stuff.
Received the card within a week. Comes with a bonus in MCO currency as I used a referral code. I was able to use this MCO and convert to SGD to pay for spotify fee. Do note there's a minimum 4.5 conversion rate.
The one great thing would be the cashbacks is instant for every transaction and for spotify rebate I also enjoy cashback. App might be a bit confusing at the start to use.
TDLR
- Instant cashback
+100% Spotify Rebate
- 6months lock in period
- tedious verification process
- learning curve for the app
I have one and my primary use was for spotify 100% rebate.
I find the signup process can be a bit tedious. It requires either a selfie photo or photo of your passport. I recommend you just use your passport photo for verification as the selfie photo seems to be always rejected by their system. I lock in around 300sgd to get the card. U can lock in more money for Netflix and other stuff.
Received the card within a week. Comes with a bonus in MCO currency as I used a referral code. I was able to use this MCO and convert to SGD to pay for spotify fee. Do note there's a minimum 4.5 conversion rate.
The one great thing would be the cashbacks is instant for every transaction and for spotify rebate I also enjoy cashback. App might be a bit confusing at the start to use.
TDLR
+100% Spotify Rebate