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Kenn Lee

10 Feb 2021

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How does cash benefits term in PruFlexiCash? Would it affected the lump-sum (capital) after withdraw the cash benefits?

I did bought the PruflexiCash saving plan on 2015. Now i wish to withdraw the cash benefits. But i wondering after maturity years, is it my capital 100% guarantee? Or the cash benefits deduct from my premium paid which my capital paid..?

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Samuel Don Oh

10 Feb 2021

Hi Kenn,

You'll need to look at the policy illustration benefits table to see at which point is your capital guaranteed. Some saving plans do not have guaranteed capital as their non-guaranteed bonuses are higher. So its a trade off. You can contact any licensed financial advisor and show the product summary for an explanation on how the plan works Too.

Financial planning is an integral part of life. You can reach me here to find out more.

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