How do you know if your Insurance Agent have the best interest?

It's probably better to let the agent explain the terms but still make the decision based on your own understanding of your situation. Cos you'll never know..

Always question, never accept. The only people in the world that have the best interest for you are your family and loved ones. Why do you think agents seem so concern for you? that's because it is in their interest to do so! It is nothing more than just biz. Arm yourself with knowledge to safeguard your own interest.

Actually i feel that the insurance landscape have changed alot over the years. It's indeed easier to recommend insurance solutions to potential customers these days as they have access to more information online and through social media.

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I guess 2 things you can do to check if the agent have your best interest is to first (1) question the agent what plans they bought for themselves and their family because if they think its the best arrangement for themselves, they will be likely to recommend to potential customers, but also (2) do take note to understand your current situation and budget, don't let anyone push you into a sale because it doesn't have to be like this. You have gazillion of choices out there and if you've doubts about the agent pitching solutions that sounds like BS to you, then avoid signing the plans.

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You have the power to make choices and look around in the community or ask around friends, i'm sure you will get a glimpse of what others are buying these days and hope you find a agent friend that can help you plan ahead according to your needs and budget 👍🏻

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You will never know if the agent has your best interest at heart. Hence the best way is to assume the opposite.

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Then this will lead you to doing some simple research first and then to consulting a few agents.

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Finally, you can make your own decision.