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Anonymous

14 Oct 2020

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How do you choose which payment method to use? Is there an app or website to know the best option?

There are so many ways to pay that I am now getting anxiety.

Say, if I want to buy some shoes on asos, I could use my posb creditcard, dash visa, grabpay card, go through shopback or google pay or fave, maybe plus!, also revolut has something going on now, sometimes ez-link, and I'm probably forgetting some.

Is there a website/app in which I enter "asos" or whatever and it tells me the one that gets me the biggest benefit? Or how do you normally do it? Thanks!

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Baby Steps Finance

14 Oct 2020

Seedly Student Ambassador 2020 at Seedly

In order of importance

  1. Credit card (only if you pay your bills on time)

  2. Grabpay or Dash (because there are usually points to be earned)

  3. Debit card (Don't need to struggle with cash)

  4. Cash ( You do need some if you eat at some hawker centres)

Points 1 and 2 may switch if you can get points/cashback for top-ups to e wallet then you can double dip on benefits.

I wished that there was a website too. But I haven't found one yet.​​​

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