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Anonymous
I'm actually 26 this year and planning to have a family before 30 with my other half. While I believe in saving money, I do not think that we should only enjoy it in our later years. As this is an important phase with energy to enjoy now.
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Don't need to visit expensive restaurants all the time, can enjoy a variety of food at hawker centres too, and find free activities to do together.
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Depends on what you and your other half enjoys. you can save and still enjoy doing what you like now within reasonable means.
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Lim Boon Tat
05 Oct 2022
Mathematics at Cambridge University
I think the key is "guilt-free" spending and keeping your eyes on the ball, and ensuring that you can still meet your goals.
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Gotta put a limit or budgetting so that you can enjoy social life!...
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I would say to plan your money, during which you have to take into consideration your savings and all the other compulsory bills. Afterwards, feel free to allocate a sum for entertainment. However, do have a habit of keeping track of your expenses as you do not want to overspend. I use the app Planner Bee as it helps me to track not only my expenses but also my insurances and investments.
Occasionally on special occasions, you can go to fancy restaurants. But do always keep in mind your budget. Otherwise, you can find free / affordable activities to do in Singapore. Such as going for walks and exploring different parts of Singapore. If not, finding a new hobby can also be a lot of fun.