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Anonymous
I'm in my mid 20's, have met with an insurance agent as well as a relationship manager from bank to find out what products are in the market. However I'm finding it hard to determine for myself which is the best. Recommendations that have been given to me: AVIVA My Retirement Choice, AVIVA MyLifeIncome, AVIVA MyLifeChoice.
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Hariz Arthur Maloy
02 Mar 2019
Independent Financial Advisor at Promiseland Independent
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I'd personally look at lifetime income annuities. So from the above choices you mentioned, Aviva MyLifeIncome would be the one I'll look at.
You'll get projected 4% return, 2+% guaranteed, and a lifetime income without a drawdown of your capital.
So if you're old and not interested in the annuity payout anymore, you can surrender the plan and get more than your premiums paid.