How do I invest my income? Open to all suggestions. 25 y/o male, graduated from NUS last year, no dependents. Any advice?

If you're keen on sp500, I would recommend a ireland domiciled fund on LSE that tracks it so the dividend withholding tax is lowered from 30-15%.

VUSD is my preferred one but there's VUSA (GBP denominated) and CSPX which reinvests your dividends automatically

in this case, I think IBKR is the best. Low commissions and the monthly 10$ maintenance can be offset with your trade commissions And since you are planning to do DCA, this Should work to your monthly advantage. They have pretty good exchange rates too so you don't have to fiddle around with 3rd parties like transferwise.

Saxo is really expensive because it has relatively a lot higher commissions, with a min. of 8 GBP to trade on LSE. Do 2 small trades a month (which is usually the case with monthly or even quarterly DCA) and it's way beyond the $10 you pay IBKR so for that reason alone, I decided to just move everything to IBKR​​​

Invest early, regularly, cheaply, passively, ultra long term, decidedly

avoid finance and insurance professionals and unit trusts

it could well be, also if that seems strange advice, that the only investment vehicle you'd need is a single one, f.ex. a large and cheap MSCI World or MSCI ACWI ETF (to not loose too much time & performance)

my own recipe (only for myself), here:

https://seedly.sg/questions/what-is-your-genera...

good luck!🍀

You may consider roboadvisor such as Syfe and KristalAI? I think KristalAI allows DCA of ETF funds with no management fee as long as the total invested amount is less than 50k.

Since you are still consider young, you may try other option that have high returns(comes with high risk). Just don't rush into things, look around and learn then understand your risk appetite and time horizon before jumping into any investment.

You should simply learn how to invest your income in a businesslike way.

One way that you can possibly do this is by picking your own companies listed in the stock market. But ensure that you have the right framework and mindset when doing this.

It is easy to lose your hard earned money.

One point you need to note is also your character.

Are emotional by nature?

Do you get afraid easily?

Are a patient person?

Because most of time, in investment our biggest enemy is ourselves.

If you would like to learn more about how to get started, feel free to chat with me here.