How do I invest my income? Open to all suggestions. 25 y/o male, graduated from NUS last year, no dependents. Any advice?

If you're keen on sp500, I would recommend a ireland domiciled fund on LSE that tracks it so the dividend withholding tax is lowered from 30-15%.

VUSD is my preferred one but there's VUSA (GBP denominated) and CSPX which reinvests your dividends automatically

in this case, I think IBKR is the best. Low commissions and the monthly 10$ maintenance can be offset with your trade commissions And since you are planning to do DCA, this Should work to your monthly advantage. They have pretty good exchange rates too so you don't have to fiddle around with 3rd parties like transferwise.

Saxo is really expensive because it has relatively a lot higher commissions, with a min. of 8 GBP to trade on LSE. Do 2 small trades a month (which is usually the case with monthly or even quarterly DCA) and it's way beyond the $10 you pay IBKR so for that reason alone, I decided to just move everything to IBKR​​​

Invest early, regularly, cheaply, passively, ultra long term, decidedly

avoid finance and insurance professionals and unit trusts

it could well be, also if that seems strange advice, that the only investment vehicle you'd need is a single one, f.ex. a large and cheap MSCI World or MSCI ACWI ETF (to not loose too much time & performance)

my own recipe (only for myself), here:

https://seedly.sg/questions/what-is-your-genera...

good luck!🍀