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Anonymous
For better context, i do have my rainy day funds, investments & insurance covered but i am just so afraid and cautious to spend money. How can i feel a little more at ease??
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Wow, you are more covered than most people I know (including me). So maybe start looking within yourself and give yourself a break from time to time ?
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I guess learning to let go of things in life. Also reduce your expectations and desires, chae happiness, relationships and people. And the key point is understanding that 80% of the things that you encounter in your life you cant control, focus on the 20% that you can! You can do it Anon :)
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Javier Tan Yan Kai
08 Sep 2022
Actuarial Analyst at AIA
Downside and upside all covered, just spend. money can't buy lost expeirences
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Be disciplined...
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I get that too! i track my expenses and i indulge at times (heading out with friends, shopping etc) so as long as you think you did what you could already, over time it will be better.